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What if I don’t need all my approved credit limit?

During the 30-day spend window, you can spend a minimum of £250 on your Snap Virtual Card, up to your approved amount. As you make purchases your repayment information will update according to the total balance spent, you can track this in the Snap Wallet app.


After 30 days, the total amount you choose to spend will become the loan amount. You will receive an email confirming your loan amount with a variation to your contract if you don’t spend your full approved amount

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