Once approved, when you finalise your loan, you select your chosen payment date
.
Upon signing your credit agreement, you have 30 days to spend up to your approved amount. Once the 30-day spend window ends, the total amount spent is combined into a loan and your first payment falls on the next chosen date, but no sooner than 7 days later. If the chosen date is within that 7-day window, your first payment shifts to the chosen date the following month. Timing is unaffected by delivery or receipt of goods.
Once your loan repayments start, you will still be able to view your purchases in the Snap Wallet app. To manage your repayments, contact Snap Finance via email, telephone or SMS text.