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What types of finance are available?

Interest free credit from £50.00 a month*

Spread the cost using our 0% APR finance payment options and find a monthly cost that suits your budget with our finance calculator.


Spend

Interest Free Available

Monthly Payment From

Total Amount Payable

Interest Rate

Deposit

£500

10 months

£50.00

£500

0%

£0

£1000

12 months

£84.00

£1000

0%

£0

£1250

20 months

£63.00

£1250

0%

£0

£1750

30 months

£59.00

£1750

0%

£0

£2500

36 months

£49.00

£1750

0%

£750

£2500

48 months

£32.00

£1500

0%

£1000

£2500

60 months

£21.00

£1250

0%

£1250


See Calculator

You can apply for finance to help spread the cost of your purchase over the phone, online or in store. When online at the check out select Interest Free Finance as your payment method. If successful, your payments will be taken monthly by direct debit. For more information see https://www.bensonsforbeds.co.uk/interest-free-credit/ In store interest free finance is subject to a minimum spend with a deposit of 20% for 10,12,20, 30 and 36 month agreements. A 40% deposit for 48 month agreement & a 50% deposit for 60 month agreement.


We also offer a Buy Now Pay Later option which allows you to have a 6 or 12 month non payment period from the date your goods are delivered. Buy Now Pay Later Representative example: Cash price £1500, Deposit £0.00, Amount of Credit £1500.00, Non payment period 6 Months, Annual Rate of Interest 17.85%, 36 monthly payments of £67.70, Representative APR 29.80%, Total cost of credit £937.20, Total amount payable £2437.20

 

3 payments at 0% interest with Klarna is also available for online purchases or through our telephony sales. For more information please visit our Klarna page. Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.


9.9% Interest Bearing Credit Option allows you to spread your payments over 48 months. Interest Bearing Credit Representative example: Cash price £1500, Deposit £0.00, Amount of Credit £1500.00, Annual Rate of Interest 5.13%, 48 monthly payments of £37.67, Representative APR 9.9%, Total cost of credit £307.92, Total amount payable £1807.92

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